Privacy Policy Last Updated: October 21, 2025

1. Introduction Welcome to SAQI Expert. This Privacy Policy explains how Saqlain Riaz (“we,” “us,” or “our”) collects, uses, and protects your personal information when you visit our website, saqiexpert.com (the “Site”).

Your privacy is important to us. By using our Site, you acknowledge that you have read and understood the terms of this Privacy Policy.

2. Information We Collect We collect information to provide and improve our services to you. This information is collected in two ways:

• (a) Personal Information You Provide: This is information that identifies you as an individual. We collect it when you voluntarily provide it, such as when you:

  • Fill out our contact form (e.g., name, email address, phone number).

  • Inquire about our services.

  • Subscribe to our newsletter.

• (b) Non-Personal Information (Automatically Collected): This is information that is collected automatically as you navigate the Site. It does not personally identify you. This includes:

  • Log Data: Your IP address, browser type, device information, and operating system.

  • Usage Data: The pages you visit, the time and date of your visit, the time spent on those pages, and referral URLs.

  • Cookie Data: Information collected via cookies (see Section 4).

3. How We Use Your Information We use the information we collect for the following purposes:

• To Provide and Maintain Our Service: To run our website and respond to your inquiries.

• To Improve Our Site: To understand how users interact with our content and to improve user experience.

• To Communicate With You: To send you newsletters, marketing, or promotional materials (if you have opted-in) and provide updates. You can always opt-out of these communications.

• For Security: To monitor for and prevent fraudulent or illegal activity.

4. Cookies and Tracking Technologies We use cookies and similar tracking technologies to track activity on our Site and hold certain information. Cookies are files with a small amount of data that are sent to your browser from a website and stored on your device.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept essential cookies, you may not be able to use some portions of our Site.

We use the following types of cookies:

• Essential Cookies: Required for the basic functionality of the Site (e.g., WordPress session cookies).

• Analytics Cookies: Help us understand how our Site is being used (e.g., Google Analytics).

5. Third-Party Advertising (AdSense Compliance) We may use third-party advertising companies to serve ads when you visit our Site. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites to provide advertisements about goods and services of interest to you.

• Third-party vendors, including Google, use cookies to serve ads based on a user’s prior visits to our website or other websites.

• Google’s use of advertising cookies enables it and its partners to serve ads to our users based on their visit to our Site and/or other sites on the Internet.

• You may opt out of personalized advertising by visiting Google’s Ad Settings.

• Alternatively, you can opt out of a third-party vendor’s use of cookies for personalized advertising by visiting www.aboutads.info/choices/.

6. Google Analytics We use Google Analytics to monitor and analyze the use of our Site. Google Analytics collects usage data, which Google uses to track and report on website traffic. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network.

You can opt-out of having your activity on the Site available to Google Analytics by installing the Google Analytics opt-out browser add-on.

7. Data Sharing and Disclosure We do not sell, trade, or rent your personal information. We may share your information only in the following limited circumstances:

• Service Providers: With third-party vendors who help us operate our website (e.g., our web host, Hostinger) or process payments (e.g., PayPal), who are bound by confidentiality obligations.

• Legal Requirements: If required to do so by law or in response to valid requests by public authorities.

8. Data Security We take the security of your data seriously and implement reasonable measures to protect it, including:

• SSL encryption (HTTPS) for all data in transit.

• Regular security audits of our website.

• Limited access to personal data to only those employees or contractors who need it.

However, please note that no method of transmission over the Internet or method of electronic storage is 100% secure. We cannot guarantee its absolute security.

9. Data Retention We will retain your data only for as long as is necessary for the purposes set out in this Privacy Policy.

• Contact Form Submissions: Retained for up to 12 months to respond to inquiries.

• Analytics Data: Retained for 26 months (and anonymized thereafter).

• Client Records: Retained for 7 years to comply with tax and legal obligations.

10. Your Data Rights You have certain rights regarding your personal information. You may:

• Request access to the personal data we hold about you.

• Request correction of any inaccurate data or deletion of your data.

• Withdraw consent at any time (e.g., for marketing emails).

• Lodge a complaint with a data protection authority.

To exercise these rights, please contact us at info@saqiexpert.com. We will respond to your request within 72 hours.

11. Children’s Privacy (COPPA) Our Service is not directed to anyone under the age of 13 (“Children”). We do not knowingly collect personally identifiable information from children. If you are a parent or guardian and you are aware that your child has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we will take steps to remove that information from our servers.

12. Links to Other Websites Our Site may contain links to other websites (e.g., Google, WordPress) that are not operated by us. If you click on a third-party link, you will be directed to that third-party’s site. We are not responsible for the privacy practices of these other sites and strongly advise you to review their privacy policies.

13. Changes to This Privacy Policy We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the “Last Updated” date at the top. For material changes, we may also notify you via email (if you are subscribed).

14. Contact Us If you have any questions or requests regarding this Privacy Policy, please contact us:

• Email: info@saqiexpert.com

• Website: www.saqiexpert.com/