Terms and Conditions Last updated: October 21, 2025

Please read these Terms and Conditions (“Terms”) carefully before using the https://saqiexpert.com website (the “Service”) operated by Saqlain Riaz, doing business as SAQI Expert (“we,” “us,” or “our”).

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

1. Acknowledgment You represent that you are over the age of 18. SAQI Expert does not permit those under 18 to use the Service.

Your access to and use of the Service is also conditioned on your acceptance of and compliance with our Privacy Policy. Our Privacy Policy describes our policies and procedures on the collection, use, and disclosure of your personal information when you use the Website. Please read our Privacy Policy carefully before using our Service.

2. Intellectual Property The Service and all its original content (including articles, text, graphics, logos, and images), features, and functionality are and will remain the exclusive property of SAQI Expert and its licensors, protected by copyright and other intellectual property laws.

Our content may not be used, copied, reproduced, sold, or republished in connection with any product or service without our prior written consent. You are granted a limited license only for purposes of viewing the material contained on this Website.

3. Content Disclaimer (Informational Purposes Only) The information provided by SAQI Expert is for general informational purposes only. All content on this site is provided in good faith, however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, or completeness of any information.

The content on this Website (such as SEO, web development, and technical strategies) is not a substitute for professional advice. Always seek the advice of a qualified professional with any questions you may have regarding a technical or business decision. Your use or reliance on any information contained on this site is solely at your own risk.

4. Links to Other Websites Our Service may contain links to third-party websites or services that are not owned or controlled by SAQI Expert.

We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that SAQI Expert shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

5. Termination We may terminate or suspend your access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use the Service will cease immediately.

6. Limitation of Liability To the maximum extent permitted by applicable law, in no event shall SAQI Expert or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data, business interruption, or personal injury) arising out of or in any way related to the use of or inability to use the Service.

Notwithstanding any damages that you might incur, the entire liability of SAQI Expert under any provision of these Terms and your exclusive remedy shall be limited to the amount actually paid by you through the Service or 100 USD if you have not purchased anything through the Service.

7. “AS IS” and “AS AVAILABLE” Disclaimer The Service is provided to you “AS IS” and “AS AVAILABLE” and with all faults and defects without warranty of any kind. To the maximum extent permitted under applicable law, SAQI Expert expressly disclaims all warranties, whether express, implied, statutory or otherwise, with respect to the Service.

We make no warranty that the Service will meet your requirements, operate without interruption, be free of errors, or that its servers or e-mails sent from us are free of viruses or other harmful components.

8. Governing Law The laws of Pakistan, excluding its conflicts of law rules, shall govern these Terms and your use of the Service.

9. Disputes Resolution If you have any concern or dispute about the Service, you agree to first try to resolve the dispute informally by contacting us.

10. Severability If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under the applicable law and the remaining provisions will continue in full force and effect.

11. Changes to These Terms and Conditions We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will make reasonable efforts to provide at least 30 days’ notice prior to any new terms taking effect.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

12. Contact Us If you have any questions about these Terms and Conditions, you can contact us:

• By email: info@saqiexpert.com

• By website: saqiexpert.com/contact/